Expanding Access to Care through Vision One Loans

Vision One Credit Union loans (VisionOne), powered by VSP Vision™, are helping optometrists build stronger practices—while also playing a meaningful role in expanding access to eye care. By offering tailored private practice loans with competitive, stackable incentives and hands-on support, doctors have access to the financial tools they need to grow sustainably and serve more patients in more places.  

There is a suite of private practice optometry loans aimed at supporting doctors at every stage of practice ownership, including Healthcare Desert Loans, Practice Purchase and Start-Up Loans, Partner Buy-In/Buy-out Loans, Practice Renovation and Relocation Loans, and Retinal Imaging Equipment Loans.  

With these loans, you can reduce financial barriers of offering care to underserved communities. Along with its collaboration with V1, VSP^® is also utilizing the VSP Vision Student Loan Repayment Program and actively encouraging optometrists to practice in these designated communities.  

VSP Premier Edge™ and PECAA Max members can take advantage of stackable interest rate reductions, including a 1.0% interest rate reduction for doctors expanding practices into underserved areas.¹

Founded by optometrists, both VSP and Vision One Credit Union share a long-standing commitment to private practice. Over the last 22 years, more than 400 practices have benefited from loans totaling over $190 million.  

This is just one more way VSP is doubling down on its commitment to strengthening private practice and expanding access to quality eye care in communities that need it most.  

“Vision One Credit Union private practice optometry loans, powered by VSP Vision, made upgrading my OCT easy and affordable! Unbeatable rates that will save me thousands of dollars over the course of my loan, fast approval, and now my patients benefit from the latest technology. For small practices like mine, this was a game-changer. #VisionOneLoans #PrivatePracticeGrowth"
--Michelle Cooper, OD, Greenville, South Carolina
   VSP Ambassador, VSP Premier Edge participant, and PECAA Max member

Learn More

1. VSP-designated underserved areas

Credit Approval and Program Terms
All loan programs, terms, and conditions are subject to credit approval by Vision One Credit Union. Vision One Credit Union and VSP reserve the right to modify or discontinue any loan program, eligibility criteria, interest rates, fees, or other terms and conditions at any time and without prior notice. Approval is based on the Credit Union’s standard underwriting guidelines, including creditworthiness, income verification, and other required documentation. This communication is not a commitment to lend or extend credit. Additional restrictions may apply.
*Loan offers and accompanying interest rate reductions are only available to VSP Network practices in good standing.